Ensure that you get a high sum insured. Also, make sure the policy covers the cost of implants (pacemaker, stent, etc), and pre and post-hospitalisation expenses.
If you are diagnosed with a critical disease, then its treatment would be very expensive and may require intensive care and hospitalisation which your comprehensive insurance plan may not cover. In such type of cases you have to pay the cost of the whole treatment.
The policy provides a lump sum amount on the diagnosis of the illnesses during the policy term, as well as certain congenital disorders.
'A policy that covers a wider range of diseases will offer greater peace of mind.'
When illness strikes, this cover cushions the fall -- guarding health, finances, and the family's fragile future
Well, there are five good reasons why you must!
Most Millennials do not realise the importance of having a critical illness insurance policy till they find themselves or their near ones in circumstances where they need it. A little extra caution -- by way of critical illness insurance -- can save the young professionals from a large hole in the pocket in the time of accumulation of wealth.
Young buyers often underestimate future health risks.
As heart disease increasingly impacts young Indians, understanding the complexities of health insurance, including higher premiums, waiting periods, and the benefits of specialised cardiac policies, becomes vital for financial protection.
Kolkata Knight Riders' IPL 2026 campaign continues to falter after a defeat to Gujarat Titans, placing Captain Ajinkya Rahan and Coach Abhishek Nayar under increased scrutiny.
Dacoit: Ek Prem Katha keeps promising something exciting, emotional, thrilling, only to rob us off of that experience of masala entertainer it teases, sighs Mayur Sanap.
The Critics Choice Awards was held at the Barker Hangar in Santa Monica and saw Hollywood's A-listers get honoured at the first awards ceremony of the year.
Although extensive air attacks have been carried out to destroy most of Iran's defence capabilities, the latter's resilience and sustenance during the war clearly indicate that the US landing force would encounter severe resistance in the operation, explains Commodore Venugopal Vengalil (retd).
A man in Jharkhand, India, has been arrested for murdering his aunt after allegedly being subjected to constant taunts and accusations of witchcraft. In a separate incident, two men were arrested for the death of their aunt following a dispute over medicinal plants.
'Money is not just about greed or accumulation. It gives you freedom, dignity and choice. And you have every right to all three.'
The 'rescue' operation occurred within kilometres of Iran's underground tunnel complex at Isfahan, assessed by the IAEA and US intelligence as holding a substantial portion of the country's 60 per cent enriched uranium stockpile. Retired senior US military officers have highlighted that the mission's footprint -- hundreds of special operators, multiple heavy-lift aircraft deep inside Iran -- appears outsized for recovering a single airman. Prem Panicker continues his must read blog on the Iran War.
The AIFF defends its preparation for the AFC Women's Asian Cup despite India's group-stage exit, citing extensive overseas exposure and matches. An inquiry has been ordered into a kit controversy.
Pakistan's mystery spinner Usman Tariq has no qualms in admitting that he returned to cricket after getting inspired by the legendary Mahendra Singh Dhoni.
Bangladesh Nationalist Party (BNP) acting chairman Tarique Rahman has returned to Dhaka after 17 years in self-exile in the UK, amid political instability following the killing of a youth leader. His return is significant as BNP emerges as a forerunner in the changed political landscape.
West Indies captain Shai Hope took responsibility for his slow batting in their T20 World Cup match against India, which led to their elimination from the mega-event.
Israel and the United States had a plan. Iran punched back. And now the Gulf is reeling, the world is beginning to feel the pain and, as on date, no one in Washington or Tel Aviv appears willing to admit that the punch has landed, notes Prem Panicker, continuing his must-read blog on the war in the Middle East.
The new US national security strategy signals a retreat from global dominance while reaffirming continuity in India's role in Indo-Pacific security and Quad cooperation, points out former foreign secretary Shyam Saran.
Rohit Pawar highlighted the atmosphere of suspicion, grief, and political intrigue currently surrounding these events in Maharashtra. He mentioned an investigation into the accident, citing a book that suggests killing a person's driver is an easy way to target them.
As per the updated policy, class 10 and class 12 students can appear for an improvement exam in the same academic year to enhance their scores if they are not satisfied with their performance.
Purchase health insurance early while you are disease-free. 'It might become very difficult to get a comprehensive health cover for someone who has already had cancer.'
Amid criticism over comments about his interfaith marriage, Vice President J D Vance said on Friday that his wife Second Lady Usha Vance has no plans to convert to Christianity but added that he hoped 'she may one day see things as I do'.
Tarique Rahman, after 17 years in self-exile, has led the Bangladesh Nationalist Party (BNP) to a significant victory, becoming the country's Prime Minister. This marks a major turnaround for the BNP after years of being targeted by the Awami League government.
The voting for the 13th parliamentary elections was held along with a referendum on a complex 84-point reform package.
West Bengal Chief Minister Mamata Banerjee has urged the Election Commission to halt the ongoing Special Summary Revision (SIR) of electoral rolls in the state, citing irregularities and potential disenfranchisement.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
'Buy early and review the sum insured regularly.'
'Combining individual or family policies with corporate cover, along with top-ups and wellness programmes, can help maintain strong health protection throughout life.'
Younger customers should opt for increasing cover as their financial commitments are likely to rise in the future.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
An American Hindu organisation has asked Vice President J D Vance to engage with Hinduism after he said that his wife, Usha, encouraged him "to re-engage with his faith." The request comes after Vance faced criticism over comments regarding his interfaith marriage.
Maharashtra Deputy CM Eknath Shinde launched a veiled attack on Uddhav Thackeray, invoking characters from a film to criticize Thackeray's leadership and policies ahead of upcoming municipal elections. Shinde highlighted government initiatives and defended his position, while also criticizing the opposition's performance.
"Every child should have five friends with whom they can share their feelings and emotions," says AIIMS psychiatrist Dr Nand Kumar.
Khaleda Zia, Bangladesh's former first female prime minister and chairperson of the Bangladesh Nationalist Party, has died at the age of 80 after a prolonged illness.
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances